Securing Your Future

What We Do

You have a vision of the life you want to live. But to realize that vision you must make the financing work. That is where we help. We bring our expert knowledge and proprietary technology to bear – crafting a personalized investment solution to your specific requirements. Unlike robo-advisors or even budget human advisors we do not try to sell you some asset pie as generic good advice. Instead we take the time to get to know you, to work through the financial planning and to select and manage the portfolio that will truly get you to your goal. Its a depth of service normally available only to major accounts at a premium price point. But by utilizing the internet we are able to provide it to you on quite reasonable terms. At the same time, we have built our service to handle all the complexities of life such as a high power executive might face. Our service has been designed to walk the path of life with you, from just starting out to having reached great success. Curious how one works with us? A short description makes it clear. How We Work

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Who we are

We are a firm driven by a passionate belief in the value of the individual and in the worth of supporting people in the life they choose to live. Our firm was founded by Nicolo G. Torre, PhD CFA. The investment technologies he has created are relied upon daily by the world's largest and smartest investing institutions. After a career of advising the world's largest institutions and families on investments, he saw that the internet provided a means to put his expertise at the service of everyone. Lloyd Tevis Investments was founded with the goal of making top quality truly personalized advice broadly available. Our proprietary Precision Investing^TM technology allows us to offer an online service which bases its advice on a deep analysis of the investor's personal circumstances.

What we are

We are an independent registered investment advisor (RIA) which is regulated by the US Security and Exchange Commission (SEC.) We are in active (good) status with the SEC. Our CRD number is 323061 and our status may be verified on the government website at https://advisorinfo.sec.gov/firm/summary/323061. The SEC periodically audits our business to verify the accuracy of our disclosures and the implementation of proper business practices. This inspection regime gives you great confidence that we are a legitimate business and not an internet scam.

As an independent firm we are not affiliated to a bank or stock broker. That means you can leave your funds with whoever is holding them now. You do not need to change your existing providers to start working with us. Also we do not sell investment products or have narrow "approved lists." We prefer to keep you in your existing investments if possible because that minimizes your tax and transaction costs. We simply adjust and supplement as necessary to get your portfolio properly balanced. Finally, we do business over the internet which means our service is available nationally and even to US nationals who may be living overseas. Our process is highly automated. If you do not want to talk to us that is fine. But we also have advisors who can meet with you by phone or online and give you whatever help you desire. We think no computer interface is ever as good as an old fashionned conversation.

What it costs

Our service is very affordable. For the service we offer a typical investment manager would have an account minimum of several million dollars and would charge a fee of 1%+ of investment assets per year. We have no account minimum and charge 0.5% per year. On accounts of 20,000 or less we charge a flat annual fee of $100. Our approach is to charge wholesale and make it up on volume.

Who this is right for

Everyone. Our business terms are accessible to everyone. Our analysis will meet the demands of top executives with the most complex financial lives. Investing is a machine for turning time into money. The sooner you start with the right advice the more time investing has to work its magic.

Learn more?

We want happy clients and that starts with treating them right. There are no tricks or gotchas in our business. The full details are here on our website. But nothing equals trying it for yourself. We offer a complimentary test drive that lets you check out the service before having to pay anything.

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