Securing your future through precision investing TM
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You have a vision of the life you want to live. We make the financing work.
At Lloyd Tevis Investments we combine expert knowledge and proprietary technology to build a personalized strategy crafted to achieve your goals. Our object is to deliver a solution that works - not just warmed over general advice.
That level of customized service is normally only available from high end Wealth Management firms which expect you to have tens of millions of dollars in assets and to be prepared to pay hundreds of thousands of dollars in fees each year. To our mind an exclusive focus on those who already have wealth is too limited a approach. Those who are actively building wealth can also benefit from advice. We see investing as a machine for turning time and money into more money. The young may not have much money but they have lots of time and they should have access to advice also. Our fees start at $100 per year to help those just starting out build their wealth. As you move along in life your assets grow and life gets more complex. Our advice brings all the expertise you need to bear on your situation. Even if you have a rabbi trust, a stack of stock options and a portfolio of real properties spread across several states we can handle all that complexity. But we still do not charge a high fee. For accounts with over $20,000 we charge 1/2% of assets per year. When you realize that the standard investment manager fee is 1% and that high end brokers and life agents may charge 2% or even 3% you see that these are genuinely friendly business terms. Admittedly these terms depart from standard commercial practice, but part of our commitment to helping you achieve the life you want is that our service should walk every step of life's journey with you, whether your needs are simple or complex, whether your fee is large or small.Curious how one works with us? A short description makes it clear. How We Work
Or if you don't enjoy reading websites just try it out.
Our firm was founded by Nicolo G. Torre, PhD CFA. He is a deeply experienced investment manager whose advice has been relied upon by many of the leading lights of the investment community.
Collectively the body of work to which Torre has contributed - risk management, algorithmic trading, TIPS and ETFs, RoboAdvisors and Goal Based Investing - has played a major role in shaping the modern capital market.
At Lloyd Tevis Investments Torre has pulled together a deep knowledge of how markets work with a lifetime of consideration of how investment strategies should be formed and executed to craft a solution specific to your personal goals. In relying on his work you will simply be following in the footsteps of these front rank institutions who could have chosen anyone in the world to assist them and who chose Torre, repeatedly, to help them with their largest and most strategic projects.
I wanted to interrupt the presentation of the firm for a moment to say a few words of a more personal nature. Hopefully they will give you some feel for what we are about in addition to the factual narrative.
Over my career in investments I have noticed that the people who go into this field are excited about markets. They naturally want to share with you their excitement about equities, crypto, AI, asset classes or whatever has caught their fancy. This desire is so common you may be expecting the same experience here.
But my goal was to create something that could be useful for people who were not in love with markets. People who needed to look after their family's funds and who just wanted investing to work and do its job. In fact, I had my father in mind - he was exactly that sort of person and every step of the process I have asked myself "what would dad want." So that is what you have here, something that is very focused on delivering a solution for you and your family and not so interested in parading knowledge of markets.
How we think about the investment problem, what questions we ask and how we go about answering them is distinctive to us. It truly is a proprietary approach based on my best judgment of what the situation requires. Fundamentally, if good results are to be arrived at, there must be good communication between the advisor and the client in formulating the problem to be solved. That problem must fit within the advisor's expertise so that the solution delivered will be of high quality. At the same time the solution is only useful to the client if it actually meets his need. These are the essential ideas which guide our work on your behalf.
On a side note, I get asked a lot about the horse on our home page. There are a couple of answers. First we wanted to say something. Whether it is Napoleon crossing the Alps or Gandalf setting off to confront the Powers of Darkness, the hero rides the white horse. We were thinking of you as the hero, our mission being to carry you on to greatness and our powerful computers as being the white horse. So we felt this image captured our pony joyfully running up to be of help. Second, the firm is named after my great-great-grandfather. He was a Kentucky boy who made good in the California gold rush. But the day his brother-in-law's horse Ben Ali won the Derby in record time was a boyhood dream come true. So I thought he would like the home page. And lastly I just thought it is a beautiful horse and we can all use a little beauty in our day. So even if this firm is not what you are looking for, at least we have been able to share a little beauty with you.
We are an independent registered investment advisor (RIA) which is regulated by the US Security and Exchange Commission (SEC.) We are in active (good) status with the SEC. Our CRD number is 323061 and our status may be verified on the government website at https://advisorinfo.sec.gov/firm/summary/323061.
Registration as an investment advisor provides clients with substantial protections. Initial registration is granted only after the SEC conducts an in depth review of a firm's business and the adequacy of its regulatory disclosures. This review can take nearly a year to complete. Then government inspectors periodically make field examinations of the RIA. These examinations are carried out by teams of attorneys and can extend for several months. Their purpose is to verify that the firm actually is operating in compliance with applicable laws and regulations and consistent with the statements in its disclosures. The SEC can sanction or close firms where improprieties are discovered.
As an independent firm we are not affiliated to a bank or stock broker. That means you can leave your funds with whoever is holding them now. You do not need to change your existing providers to start working with us. Also we do not sell investment products or have narrow "approved lists." We prefer to keep you in your existing investments if possible because that minimizes your tax and transaction costs. We simply adjust and supplement as necessary to get your portfolio properly balanced.
Finally, we do business over the internet which means our service is available nationally and even to US nationals who may be living overseas. Our process is highly automated. If you do not want to talk to us that is fine. But we also have advisors who can meet with you by phone or online and give you whatever help you desire. We think no computer interface is ever as good as an old fashioned conversation.
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High quality investment management delivered in an economical automated service.
