Personalized Advice
Personalized advice is critical to investment success. At Lloyd Tevis, we design distinctive portfolios for the specific purposes of each client.
Consider an example of two clients of similar means and an average appetite for investment risk but with distinctive goals:
- Client 1 just had a grandchild born, and would like to set aside some money for him.
- Client 2 just found out his wife has Alzheimer's disease and would like to set aside money for her care.
Despite being similar individuals, Lloyd Tevis would offer these two clients very different advice:
- Client 1 will need a growth-oriented strategy over a 20 to 25 year horizon.
- Client 2 by contrast will need a capital preservation and income production strategy over a 5 to 10-year horizon.
We do not believe in a superficial approach. We believe in collecting in-depth data that applies individually to our client's needs. This gives us the ability to create bespoke portfolios that meet their goals.
At Lloyd Tevis, we believe the key to a successful portfolio is to understand our client's objectives. However, not everyone has such simple goals as these example clients. In our experience, investors inevitably hold multiple goals.
- Marriage
- Career success
- Vacations
- Leaving a legacy
- Birth of children
- College funds
- Purchasing a car
- Retirement income
- Grandchildren
- Buying a home
- Building wealth
- Current expenses
Regardless of the particular priorities of their goals, investors today demand good progress on all of them. Some investors have a degree of flexibility on each goal, and some are willing to postpone an expense, reduce it in amount or perhaps abandon it entirely in favor of protecting a more important objective. At Lloyd Tevis, we believe in a detailed understanding of our client's goal structure as the key to rendering trustworthy advice.
Lloyd Tevis's main function is to mind your finances:
- We organize your finances to support your life.
- Monitor them so that they are coordinated with your plans.
- Make sure the funds show up as and when you need them.
Whatever your financial status, personal goals always seem to expand faster than your purse. At Lloyd Tevis, we are mindful of the importance of capturing opportunities and squeezing costs so that your funds can stretch further.
Precision investingTM means investing with a precise focus on your objectives.